2007年12月29日星期六

華盛頓互惠銀行總裁助理來電,向斯汀表達歉意

不久前,我才寫了一封信寄給 Washington Mutual (WaMu) 的總裁,只是為了討一個公道,並說明其客服人員如何處理斯汀儲蓄帳戶金額被盜的經過,沒想到斯汀告訴我說 12 月28 日 WaMu 的總裁助理來電,很有禮貌的表達歉意,並回答斯汀所有的問題。

其助理說:根據銀行的程序,只要是 WaMu 處理異議 (Dispute)的案件,就表示不是消費者的錯,而且保證三個工作天一定要還消費者的的錢。她並說明其客服人員需要再加強。

她還說:沒想到由於我寫的信,才讓她知道原來其客服部門是如此處理消費者的案件。因此她說:她會將我的信轉給客服部門的高階經理,準備好好的開個檢討會,重新整頓客服部門,並訓練客服人員的專業知識。

聽到斯汀一說,我覺得這一個公司總裁一定不錯,才短短幾天就有回應。在美國, 若自己沒錯,就要據理力爭,不要輕言放棄, 但是也不要無理取鬧,通常會有一個完美的結局。

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合理的懷疑:華盛頓互惠銀行 ( Washington Mutual) 被裁員工盜走斯汀儲蓄帳戶幾乎所有金額

11 留言:

Malkovich 說...

Excellent post!
I had a similar experience with Vanguard mutual fund company. They made a mistake and deposit my retirement money to other person's account and acted like it's no big deal. Even they corrected the problem few days later, I still feel they owe me an apology.
I should have sent Vanguard CEO an email so hopefully they can prevent this from happening in the future. It may cause short term damage on someone's career but in the long run, it is better for both the business and consumer!

Ray 說...

Hi, Malkovich
If the bank makes a mistake, we should let them know it's their fault and contact CEO ASAP. All the time, CEO is kind and will reply to you shortly.

This is not a good experience , but we shold face the problem and solve the problem.

Malkovich 說...

Just curious, how did you obtain the email address of the CEO?

Ray 說...

Did I mention I sent an email to CEO?

I wrote an official letter to him via air mail. Is that clear to you?

Malkovich 說...

Then how did you find out his air mail address?
Let me guess, did you just send it to their corporate address and put attention CEO?
I guess snail mail is more effective than email?

Ray 說...

You are so smart. WaMu is a large company. It is so easy to find his headquarter in google or yahoo.
In Yahoo Finance, I can know WaMu is "WM" in the stock market and Who CEO is.

I wrote a letter and sent him by air mail. Just put the name and CEO on the envelope. That's it.

Email is not good and not rfficient in this case.

The best way is to write an official letter and send by air mail.

MoleWisdom.M 說...

Banks and credit card companies usually have good service and they respond to disputes quite well.

Insurance companies and government agencies are much much worse. (When I have a chance, I'll write about my dental insurance saga next year.)

MoleWisdom.M 說...

Here is my "adventure" with Blue Cross:

http://molewisdom.blogspot.com/2008/03/claim.html

Ray 說...

Molewisdom,
You are right. In the US., customer service is more important. Your persistence is very impressive.

Hector 說...

Ray 你好,

我是 Hector
看到你在美國的 complaint 經驗
讓我想到之前在英國的類似經歷

但是最近我遇到了美國的一家公司
他們無故的取消了我的訂單
毫無解釋, 我寫信兩次抗議, 卻石沉大海

這讓我滿驚訝的, 英國人雖然顢頇
但不至於不理會抗議
我信中甚至提到要到 California
Department of Consumer Affairs
抗議, 但對方仍舊不理

請問一下 Ray 大大, 在加州這樣的
消費糾紛通常應該如何反應?

ps. 可以用 email 聯絡嗎?
hector1977@hotmail.com

Thanks a lot.

Best regards,
Hector

Ray 說...

Hector,看是否你可以寫信給他們的CEO,若是CEO不理,那就不要和這家公司太斤斤計較,因為這家公司不值得信賴!

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